How Long After Winning the Lottery Do You Get the Money (in all lotteries!)

Did you win a prize in a lottery you played recently? So, maybe the strategic tips on how to win the lottery worked out for you. First of all, let us congratulate you! Once the first rush of happiness goes away, it is time to consider how to claim your prize. The rules for claiming rewards might vary from one game to another. Here is a detailed guide on how long it takes after winning the lottery to get the money!

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How Long After Winning the Lottery Do You Get the Money

Powerball Payout: How Long to Claim a US Powerball Lottery Win?

US Powerball is arguably the most popular lottery game in the world. Millions of players from over the globe play this lotto, but it is undoubtedly the most popular in the United States. Some even try out the lotto dominator to win big sums, but before you think about that, you might want to cross check if it’s actually worthwhile!

The deadline to claim the prizes won at Powerball varies from one state to another. It can be as short as 90 days or as long as 12 months. Make sure to check the backside of your slip. That is where you will find information on the expiration date of your ticket. If the ticket expires, you are not eligible to receive a reward even though you want it.

Here is how long you have to claim the prize in various states.

Jurisdiction Period
New Mexico 90 days
Puerto Rico, California (all prized but the jackpot), Wyoming, Wisconsin, West Virginia, Washington DC, Washington, Virginia, Texas, Tennessee, South Dakota, South Carolina, Oklahoma, Ohio, North Dakota, North Carolina, Nebraska, Montana, Missouri, Louisiana, Kentucky, Indiana, Idaho, Georgia, Florida, Connecticut, Colorado, Arkansas, Arizona 180 days
Maryland 182 days
US Virgin Islands 6 months
California (jackpot), Vermont, Rhode Island, Pennsylvania, Oregon, New York, New Jersey, New Hampshire, Minnesota, Michigan, Massachusetts, Maine, Kansas, Iowa, Illinois, Delaware 1 year

Mega Millions Payout: How Long to Claim a US Mega Millions Lottery Win?

Mega Millions has similar rules for claiming prizes like US Powerball. Since both games are among those that had the largest jackpots ever, that is understandable. The only difference worth mentioning is that you can’t buy a ticket for Mega Millions in Puerto Rico since they do not participate in this game.

Here is an overview of deadlines to claim prizes in this lotto:

Jurisdiction Period
New Mexico 90 days
California (all prized but the jackpot), Wyoming, Wisconsin, West Virginia, Washington DC, Washington, Virginia, Texas, Tennessee, South Dakota, South Carolina, Oklahoma, Ohio, North Dakota, North Carolina, Nebraska, Montana, Missouri, Louisiana, Kentucky, Indiana, Idaho, Georgia, Florida, Connecticut, Colorado, Arkansas, Arizona 180 days
Maryland 182 days
US Virgin Islands 6 months
California (jackpot), Vermont, Rhode Island, Pennsylvania, Oregon, New York, New Jersey, New Hampshire, Minnesota, Michigan, Massachusetts, Maine, Kansas, Iowa, Illinois, Delaware 1 year

Mega Sena Payout: How Long to Claim a Brazilian Mega Sena Lottery Win?

Brazil Mega Sena is the largest lottery coming from that country. It features some tempting prizes, and if you happen to win one of them, you will have 90 days to claim your reward. The deadline is not that long, but it should be enough for everyone to act in time. In case you miss the deadline, the prizes go into the Brazilian National Treasury and are given to good causes.

UK National Lottery Payout: How Long to Claim a UK National Lottery Win?

The provider of the UK National Lottery is quite generous since it allows players 180 days to claim their prizes. It is worth noting that the claiming process might vary depending on the reward size and whether you bought your ticket online. Prizes with small values could be claimed immediately at a local retailer and paid online quickly. Others might have a claiming process that is a bit longer, but 180 days should be enough to complete everything.

EuroJackpot Lottery Payout: How Long to Claim a EuroJackpot Lottery Win?

Since EuroJackpot is a game that is organized in multiple countries, the rules for claiming the rewards vary. In most cases, you should have 180 days to claim the reward. Some rewards are automatically issued, especially if you purchase the ticket online. Bigger sums might require proving your identity or visiting the lottery’s headquarters.

EuroMillions Lottery Payout: How Long to Claim a EuroMillions Lottery Win?

EuroMillions is another continental lottery organized in Europe. The specific thing about it is that players always receive one-time prizes for their rewards. You don’t have an option to spread the jackpot to multiple yearly payments.

As for the deadlines to claim the prize, it depends on the country where you bought the ticket. It can be as short as 90 days or as long as a year from the winning session’s date. That is why you should consult the specific regulations of the provider and country where you bought the ticket.

Italy SuperEnalotto Payout: How Long to Claim an Italy SuperEnalotto Lottery Win?

Italy SuperEnalotto is famous for jackpots that can increase to huge amounts. The provider respects players and is quick in paying prizes. They give all winners a 90-day deadline to claim their rewards from the moment when the session is completed.

Australia Oz Lotto Payout: How Long to Claim an Australian Oz Lotto Win?

The rules of paying prizes in Australia Oz Lotto are a bit complicated. The deadline depends on the state where you purchase the tickets.

Here is an overview of the states and their deadlines that start counting after the winning session:

  • Victoria – 6 months
  • Tasmania – 6 months
  • South Australia – 12 months
  • Northern Territory – 3 years
  • Queensland – 7 years
  •  New South Wales and Australian Capital Territory – 6 years

Canada Lotto 6/49 Payout: How Long to Claim a Canadain Lotto 6/49 Win?

Canadians love their lotto 6/49 variant, and the game is also popular beyond the borders of this country. You have a year from the drawing date to claim your prize in this game. Large prizes require visiting the operator’s headquarters.

Other Lotteries

Here is an overview of the time to claim the prizes in other worldwide lotteries:

Lottery Time to claim the prizes
Brazil Quina 90 days
Australia Powerball Lotto 6 months to 7 years (depending on the state)
France Loto 60 days
Australia Saturday Lotto 6 months to 7 years (depending on the state)
Poland Lotto 60 days
Australia Monday and Wednesday Lotto 6 months to 7 years (depending on the state)
Germany Lotto 13 weeks
Ukraine Super Loto 180 days
Portugal TotoLoto 90 days
Mexico Melate 60 days
South Africa Lotto 365 days
Ireland Lotto 90 days
US Lotto America 365 days

Why Size Matters When It Comes to Lottery Winnings?

The main reason why the prize sum matters are the speed of payment. If you win a small reward, you can claim it at your local retailer. If you purchased the ticket via the best online lottery sites, you should see the prize sum in your account reasonably quickly after the draw is finished. It depends on the lottery and the provider, but those under a $600 limit might be issued immediately.

As for bigger prizes, you might need to wait for a banking day or two. Some rewards require proving your identity first. If you won the jackpot or other large prizes, some lotteries would require you to come to their headquarters to claim the prize. That might prolong the process of paying out your reward.

What If You Win a Lottery with an Online Ticket?

If you play lotteries, there is no difference when purchasing tickets online and offline. The same lottery rules apply, and you receive the same rewards. The difference lies in how they are paid out. Most providers pay small rewards immediately by crediting them to your account on the website.

However, bigger rewards might require identity verification or visiting the lottery provider. In that case, the lottery site where you purchased the lottery ticket online will inform you of the required steps. If necessary, you might need to travel to the provider’s headquarters to claim the prize.

What If You Are a Non-Resident Winner?

Non-resident winners are eligible for the same prizes and subject to the same rules. However, there is a significant difference. They are subject to the tax at the source, which means the country that organizes the lottery will charge all taxes that apply. Additionally, you might also expect your home country to charge taxes, as long as there are laws that apply to lottery reward taxes.

You can check out this online lottery payout and tax calculator to calculate your prize and learn more about the taxes in various countries.

Can You Choose from Lump-Sum Payments and Installments?

It is not always the case, but some lotteries will allow you to choose between paying the reward in a single sum or picking yearly installments. However, that selection is usually only possible only for the jackpot and grand prizes, and at certain lotteries, such as Powerball and Mega Millions.

A lump-sum payment is a one-time cash option for the jackpot. Most lotteries, such as the American ones, will reduce the actual jackpot sum if you choose a lump-sum payment. The average amount actually paid Is at around 61% of the jackpot sum that the provider advertised.

If you go with yearly installments, you will get the entire jackpot sum advertised (reduced by the applicable taxes). However, you will receive it in monthly or annual payments, depending on the lottery. In some cases, yearly installments spread to  20 or more years.

What Happens If You Lose a Winning Lottery Ticket?

Here is how that works – if you purchase the ticket, that is your proof that you are participating in the draw. That is why you need to store the ticket carefully. It is why people often choose to put it in a drawer or a safe box somewhere.

If you lose the winning ticket, the lotteries are not required to pay you the prize. Some lottery providers are ready to consider appeals, such as the UK National Lottery. For that game, you have 30 days to file an appeal after the draw. The claim should include game and session information, location of purchasing the ticket, the prize that you believe that you won, and all other helpful details.

Claims could take a long time, and they might not work. That is why you should do your best to protect the ticket. Keep it in a safe place, and sign it on the back to confirm your ownership.

Alternatively, stick to playing the lottery online via websites like LottoAgent and the Lotter. That way, you can store the tickets digitally, and all it takes to access them is to log into your account.