1/60 WHITE BALLS + 1/4 CASH BALL
1:21,846,048
1:8
Every night at 9 PM EST
- Drawings are organized every night
- Jackpots are very attractive
- Pick between lump sum or annuity jackpot payment
- An exciting two-drum concept
- No annuity option if there are 15 or more jackpot winners
- The lowest prize tier will only compensate for the ticket price
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- By Liam Wilson
- Editor in Chief / Owner About Liam Wilson
- Updated on May 22, 2023
- Fact-checked by Kanisha Kinger
Cash4Life Review
Cash4Life is a US lottery that originated in New Jersey in 2014. Today, nine states participate in this game, which makes it multijurisdictional. The unique thing about this lottery is its jackpot concept. Keep reading to discover all details about this game!
Contents
How to Buy Cash4Life Tickets Online
Those interested in playing Cash4Life online should follow these steps:
- Pick a lottery website that offers this game.
- Choose the numbers or use the Quick Pick feature to let the lady luck decide.
- Purchase the tickets and watch the drawing to see if you won.
The price of a single ticket is $2. You can also play the Doubler feature for an additional $1. That option will double the prizes from the third to the ninth tier.
How to Play Cash4Life Online
Cash4Life is a two-drum lottery game. The main drum features 60 white balls marked with numbers from 1 to 60. The second drum includes Cash Balls with numbers from 1 to 4. That drum participates in five out of nine available prize tiers.
Each drawing will see five white and one Cash Ball pulled out from their respective drums. You need to guess all numbers correctly to win the jackpot.
Odds of Winning Cash4Life
The jackpot chances are estimated at 1:21,846,048. These odds are better than in New York Lotto or Lotto Texas, even though this is a multijurisdictional game. The overall odds of winning a prize are 1:8, which is quite decent.
Here is an overview of all prize tiers and chances to win:
| Prize Tier | Requirements | Odds of Winning |
|---|---|---|
| #1 | 5 WHITE BALLS + 1 CASH BALL | 1 : 21,846,048 |
| #2 | 5 | 1 : 7,282,016 |
| #3 | 4 + 1 | 1 : 79,440 |
| #4 | 4 | 1 : 26,480 |
| #5 | 3 + 1 | 1 : 1,471 |
| #6 | 3 | 1 : 490 |
| #7 | 2 + 1 | 1 : 83 |
| #8 | 2 | 1 : 28 |
| #9 | 1 + 1 | 1 : 13 |
When Is the Cash4Life Drawing?
Cash4Life drawings are available every night at 9 PM EST. You can follow them live online on the official New Jersey Lottery website.
Cash4Life Payout Chart
Cash4Life has a very intriguing jackpot concept. The grand prize consists of receiving $1,000 per day for life. Naturally, that’s only an expression because the rules imply you will receive the money for 20 years. That equals to 20 annuity installments of $365,000 (no leap day). Alternatively, you can choose a lump sum payment of $7 million. The prize might not be as tempting as in US Powerball, but it is still large.
The annuity option isn’t available if 15 or more winners receive a jackpot. In the case of multiple winners, the prize sum is split equally.
Similar rules are applied for the second-tier prize, and the sum will be divided among all winners. If there are more than two winners, no annuity option is applicable. You can expect fixed prize sums from third to ninth level.
| Requirements | Prize |
|---|---|
| 5 WHITE BALLS + 1 CASH BALL | Jackpot ($1,000 daily for life or lump sum) |
| 5 | $1,000 week for life or lump sum |
| 4 + 1 | $2,500 ($5,000 with the Doubler) |
| 4 | $500 ($1,000 with the Doubler) |
| 3 + 1 | $100 ($200 with the Doubler) |
| 3 | $25 ($50 with the Doubler) |
| 2 + 1 | $10 ($20 with the Doubler) |
| 2 | $4 ($8 with the Doubler) |
| 1 + 1 | $2 ($4 with the Doubler) |
Cash4Life Taxes
The game rules specify that all prizes above $5,000 are subject to federal tax. It varies from 24% to 30%, depending on whether you are a US resident. The State of New Jersey also applies gross income tax on all winnings above $10,000. If playing from abroad, make sure to check taxes in your home country, too.
Cash4Life History
Cash4Life lottery doesn’t have a long tradition. Everything started in June 2014 in New Jersey and New York. Today, NJ is still the flagship lottery, but a total of nine states participates in the game. Those include NJ, NY, Pennsylvania, Tennessee, Virginia, Maryland, Indiana, Georgia, and Florida.
Biggest Cash4Life Jackpots in The History
Cash4Life has a unique system for awarding jackpots. That is why there is no difference in the size of the grand prize. You can choose between 20-year-long annuity payments of $365,000 per year, or a lump sum of $7 million.
It is interesting to note that Edna Aguayo from Queens was the first jackpot winner in the history of the game. The first grand prize was given in July 2014. It is interesting to note that Frederick McClendon became a jackpot winner in November 2014 by using the Quick Pick feature.
Cash4Life FAQ’s
How to Play Cash4Life from Outside the Participating States? Is It Legal?
Yes, it is legal to play Cash4Life from outside of the participating states. Furthermore, you can play this game from outside of the US, too. Purchasing a ticket online is the way to participate in the draw.
What Are The 7 Most Common Numbers in Cash4Life?
The seven most frequently drawn numbers are 4, 40, 8, 11, 24, 34, and 55.
What is the deadline for buying Cash4Life tickets before the drawing?
The deadline for purchasing Cash4Life tickets is at 8:45 EST. That is 15 minutes before the draw starts.
Cash4Life – Is It Worth Playing?
If you like two-drum lottery concepts, you cannot go wrong if you try Cash4Life. The lottery doesn’t have a long history, but its gaining in popularity every day. Nightly drawings and a unique jackpot concept make this lottery worth trying. The ticket prices are not that high either, so make sure to give the game a shot!
